Our Financing Solutions
Through our extensive network of non-bank lenders, we offer a wide credit window catering to diverse situations. From A+ rated companies to those facing credit challenges, businesses in evolving industries, and promising start ups—we have solutions tailored to your needs.
Working Capital Financing
Option 1: Fixed Line of Credit
- Amount: Up to $100,000
- Description: "Fast access to working capital based on monthly bank deposits. Requires minimum two years in business with a simple application process and quick approval."
Option 2: Unsecured Business Loans
- Amount: Up to $3,000,000
- Description: "Flexible unsecured financing based on monthly bank deposits and business performance. No collateral required for qualified businesses."
Option 3: Revolving Line of Credit
- Amount: Up to $50,000,000
- Description: "Secured financing against accounts receivable, inventory, machinery and equipment, and real estate. Flexible draw and repayment terms tailored to your business cycle."
Option 4: Purchase Order Financing
- Amount: Up to $10,000,000
- Description: "Fund large customer orders without depleting your cash reserves. Ideal for businesses with strong purchase orders but limited working capital."
Option 5: : Accounts Payable Financing
- Amount: Up to $3,000,000
- Description: "Unsecured line of credit to manage supplier payments and take advantage of early payment discounts. Helps bridge payment gaps between A/R and A/P."
Equipment Financing
Equipment Financing Under $500,000
- Amount: Up to $500,000
- Description: "Acquire the equipment you need to grow your business with flexible repayment schedules. Quick approval process with simplified documentation requirements."
Equipment Financing Over $500,000
- Amount: Up to $50,000,000
- Description: "Comprehensive financing for machinery, vehicles, technology, medical equipment, manufacturing equipment, and construction equipment. Preserve working capital while acquiring essential assets."
Asset-Based Financing
Option 1: Real Estate Financing
- Amount: Varies based on property type and occupancy
- Description: "Financing for owner-occupied commercial real estate. Terms and amounts vary widely depending on property characteristics and business strength."
Option 2: Sale-Leaseback on Fixed Assets
- Amount: Up to $5,000,000
- Description: "Convert owned equipment or real estate into working capital while maintaining use of the asset through a lease arrangement."
Option 3: Mezzanine Funding
- Amount: Up to $10,000,000
- Description: "Subordinated debt financing that bridges the gap between senior debt and equity. Ideal for growth initiatives, acquisitions, or recapitalizations without equity dilution."
Municipal & Institutional Financing
Option 1: Municipal Leasing
- Amount: Up to $100,000,000
- Description: "Equipment and asset financing specifically designed for municipalities, counties, and state agencies."
Option 2: Institutional Financing
- Amount: Contact for details
- Description: "Tailored financing solutions for public sector capital needs including infrastructure, equipment, and facilities for state and local governments, public schools, and universities."
Option 2: Bond Financing
- Amount: $50-250 million issuance size (additional draw-downs available)
- Description: "Domestic and international bond financing with additional draw-downs available through subsequent issuances. Available to qualified borrowers upon request."
Our Specialization: Debt Financing
James Capital, LLC focuses exclusively on debt financing solutions. We do not provide:
- Venture capital
- Private equity investments
- Equity financing
- Angel investing
Our specialized focus on debt financing allows us to provide deeper expertise and better results in connecting you with non-bank credit sources that don't require you to give up ownership in your business.