Beyond the Bank
Your Strategic Capital Sourcing Partner Since 2004
Alternative Capital Sources for Business Growth
We understand that finding the right financing can be pivotal for any business. Led by Julius Talley, CPA, MBA, James Capital, LLC specializes in sourcing non-bank credit capital for businesses across a wide credit spectrum.
We go beyond transactions—we build relationships. Since 2004, we've connected businesses with non-bank financing solutions. Whether you're an A+ rated company or facing credit challenges, we're here to guide you through the complex world of commercial credit.
What Makes Us Different
Broader Credit Window
We serve everyone from A+ rated companies to those facing credit challenges through our extensive non-bank lender network. We also work with businesses in evolving industries and promising start-ups.
Relationship-Focused Approach
We build lasting partnerships based on trust, not just transactions. You'll work directly with a dedicated advisor assigned based on your specific needs. We treat our clients like we want to be treated.
Deep Structuring Expertise
With over 20 years of experience and a proven track record since 2004, we successfully structure and fund complex financing transactions that others can't.
Wide Range of Solutions
One-stop access to diverse financing types from $100,000 to $250 million+, including working capital, equipment financing, purchase orders, and bond financing.
Financing Solutions Tailored to Your Business
We offer a comprehensive range of financing options designed to meet your specific growth needs. From equipment purchases to working capital, we guide you to the right capital solution at the right time from the right sources.
Working Capital Financing
Flexible funding from $100,000 to $50 million including fixed lines of credit, unsecured loans, revolving lines secured by A/R and inventory, and accounts payable funding.
Equipment Financing
Finance equipment purchases of up to $50 million, including associated installation costs, with flexible terms and competitive rates. Get the tools you need to grow your business.
Purchase Order Financing
Fund purchase orders of up to $10 million, allowing you to fulfill customer orders and avoid losing contracts due to capital shortages.
Real Estate & Asset Financing
Real estate financing for owner-occupied properties, sale-leaseback options up to $5 million, and mezzanine funding up to $10 million.
Municipal Financing
Specialized financing for state and local governments, colleges, and universities with municipal leasing up to $100 million.
Bond Financing
Domestic and international bond financing with issuance sizes from $50-250 million, with additional draw-downs available.
Our Specialization: Debt Financing
We focus exclusively on debt financing solutions to better serve your needs. While we don't provide venture capital, private equity investments, or equity financing, our expertise lies in connecting you with non-bank credit sources that provide the capital you need to grow without giving up ownership in your business
Hear From Our Happy Clients
Andrew Pierce
Chicago
Sarah Mitchell
Los Angeles
Relationships Matter
"We're relationship focused and operate from a basis of respect, trust and professionalism. Since 2004, we've been empowering businesses to achieve their growth potential."
Julius Talley, CPA, MBA
Managing Member
Let's Build Your Future, Together
Whether you've been turned down by traditional banks or simply need faster, more flexible financing options, we're here to help. Contact us today for a confidential consultation.
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Call Now (269) 217-7112
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