Financing Built on Trust & Expertise
We understand that finding the right financing can be pivotal for any business. At James Capital, LLC, we go beyond transactions—we build relationships. We take the time to understand your unique needs and connect you with the right capital solutions, at the right time, and from the right source.
What Makes Us Different
A Broad Perspective
Through our extensive network of non-bank lenders, we offer a wide credit window—serving everyone from A+ rated companies to businesses facing credit challenges, companies in evolving industries, and qualified start-ups.
Expert Guidance
With deep structuring expertise and a proven track record of successfully funding complex transactions, we act as your guides in the complex world of commercial credit.
Solutions Tailored to You
We provide debt financing only (not venture capital or equity), offering a wide range of customized financing solutions, including:
Working Capital Financing
Fixed Line of Credit (based on monthly deposits): up to $100,000
Unsecured Loans (based on monthly deposits): up to $3,000,000
Revolving Line of Credit (secured against A/R, inventory, machinery & equipment, and real estate): up to $50,000,000
Purchase Order Financing: up to $10,000,000
Unsecured Accounts Payable Line of Credit: up to $3,000,000
Fixed Asset & Structured Financing
Equipment Financing: up to $50,000,000
Sale-Leaseback on Fixed Assets: up to $5,000,000
Real Estate Financing: varies based on owner-occupied status
Mezzanine Funding: up to $10,000,000
Public & Institutional Financing
Municipal Leasing: up to $100,000,000
Financing for state and local governments
Financing for colleges and universities
Domestic and International Bond Financing:
Issuance sizes from $50–$250 million
Additional draw-downs available through subsequent issuances
(Details available upon request for qualified borrowers)
How We Work With You
Step 1
Initial Consultation
Contact Julius Talley by phone, email, or through our website. We'll discuss your financing needs, business situation, and goals.
Step 2
Review Requirements
We'll explain the documentation needed for your specific financing type and send you our informational packet and checklist.
Step 3
Secure Application
Complete the initial contact form on our website. We'll then send you a secure portal link for uploading sensitive documents, including your full application.
Step 4
Structuring & Placement
We leverage our expertise and lender network to structure your financing and connect you with the right funding source.
Step 5
Funding & Partnership
Once approved and closed, you receive your funding. We continue as your strategic financial partner for future needs.
Ready to get started?
More Than Just Financing
We are your strategic financial partner. At James Capital, LLC, we build lasting relationships grounded in trust and a shared commitment to your success. Leveraging my experience as a CPA and MBA, we deliver tailored private credit solutions aligned with your financial strategy and long-term business objectives.
Since 2004, we have helped businesses navigate non-bank financing with confidence and clarity.